Lack of Banks and Building Society branches in Forest Hill

But do require to be charged. I’ve had an unfortunate experience not too long ago where both my watch and phone failed to charge overnight on their usual cradle and come the morning were both as dead as the proverbial.

Now, my morning routine is very tightly timed and the gap between rolling out of bed and needing to be at the train station doesn’t allow for sitting around while things charge.

Luckily - my Oyster and cash cards don’t need anything fancy as electricity to work, so was able to get into work, but a coffee and blag a charger to carry on the rest of my day.

In summary - phones / watch’s etc… all very good and handy, but shouldn’t be your only means of accessing cash / services that are needed on a day to day basis.

Technical progress will, again, save the day, when phones support passive NFC/RFID (where all power comes from the reader, and not the phone). It’s only a matter of time.

My elderly neighbours who have never used computers, and the very many illiterate and innumerate adults, are being frozen out. A proliferation of social fragmentation is being facilitated by technology.

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What about elderly and disabled people who cannot easily get to a physical bank branch to carry out transactions?

My nan loves her smartphone. It makes banking (and keeping in contact with family) more accessible for her.

Seems a shame to imagine people cannot use technology simply because they’re old?

And the illiterate and innumerate are going to struggle to bank no matter whether it’s phone-based or branch-based. We should accommodate these people as far as possible, but to hold back technical progress on account of a tiny minority? That would be a shame - because technical progress may ultimately deliver solutions that make their lives much easier.

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Passive cards are also getting smarter too. Perhaps you’ve already seen this stuff:

https://www.gemalto.com/financial/cards/emv-biometric-card

Basically the passive NFC card can harvest enough power from the reader to run a fingerprint ID reader and tester in the card itself (and some also have a LED in the card to show success/fail). No more chip and pin, just chip and fingerprint. Batteries not required.

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Not a matter of imagination, I’m referring to actual real embodied human beings known to me. Also maybe people could do it, but don’t want to.

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Just listened to “From our own correspondent”. A journalist was back in China and discovered that it was pretty well impossible to use cash - it was all done on phones. And the irony of this happening in the country that invented paper currency.

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I Personally find it a real pain not having the local Barclays.
I dont do telephone banking or Online Banking intact same goes for my OH which means whenever we want to pay in a cheque (yes we still use cheques occasionally ) we have to use our free time waiting in line at Lordship lane or Peckham, ditto if we need to move money about same again.
The queues in LL Barclays are ridiculous!

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I have good news for you. You can make deposits into a Barclays account at the Post Office. They have a service called ‘Everyday Banking’ which allows account holders of participating banks to make withdrawals and deposits.

https://www.postoffice.co.uk/everydaybanking

Maybe you don’t need to if your bank is a participant in the scheme - click on the above link for a list of banks in the scheme.

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I never knew that! brilliant news- thanks for posting this info

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Thanks for the info, Never knew any of this.

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Thanks. I did not know that.

I only found out a couple of days ago, when I was looking into opening an account at the Post Office. They have stopped opening accounts and all their own current accounts have been closed, but apparently they are still offering the ‘Everyday Banking’ for customers of other banks.

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How long before the rest follow suit?
Gotta love those banks. Always thinking of ever more ingenious ways of making our lives easier.
THANKS GUYS!!!

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The BBC take on the situation

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With Nationwide currently I can withdraw cash at the Post Office, but not make deposits. Withdrawing cash seems relatively easy - ATM’s at the station and Sainsbury’s, but making deposits is the problem.

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You have to admit that you are making a choice – nobody is stopping you from using Online Banking! The banks have given you these amazing ways of achieving most things, they just happen to be different from the ones that existed 20 years ago. I’m very thankful for the progress that exists, and while it may be annoying that you can’t pop into a local branch to withdraw a bag full of money, the number of times you would expect the average person to need to do that is so limited that it makes perfect economic sense for the banks to close lots of branches (presumably based on footfall).

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And here’s a passive-powered biometric card, announced yesterday:

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Daily Mail campaign to keep banking services at the Post Office

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